You're paying much more than you should for health coverage because insurance companies have to cover everything and cannot turn down anyone. In a Healthcare Sharing Ministry (HCSM), members do not participate in subsidizing or paying for certain lifestyle choices others make which add to the rising costs of traditional health insurance for everyone. As a result, single coverage starts at $125.00 a month and family at $260.00 a month.
The Centers for Medicare and Medicaid Services (CMS) have long recognized Community-Based Medical Expense Sharing, a Healthcare Sharing Ministry (HCSM), as an alternative to traditional health insurance. Options for prescription drugs, vision and dental coverage, accident and critical care coverage.
Can be offered on an individual or group billing basis.